A$280,000 Stamp Duty & Mortgage Calculator in Victoria (Melbourne) (2026)
Purchasing a A$280,000 property in Victoria (Melbourne), Australia incurs A$14,560 in Victoria (VIC) Transfer Stamp Duty (5.20%) plus A$2,400 in legal/registration fees. With a 20% deposit (A$56,000) and a 25-year home loan at 6.15%, your monthly repayment is A$1,464/month.
Monthly Repayment (25Y)
A$1,464/mo
Loan: A$224,000 @ 6.15%
Stamp Duty / BSD / DLD
A$14,560
5.20% Effective Duty
20% Deposit
A$56,000
+ Legal: A$2,400
Total Upfront Cash
A$72,960
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Victoria (Melbourne))
| Property Purchase Price | A$280,000 |
| Victoria (VIC) Transfer Stamp Duty | A$14,560 |
| Conveyancing, Legal & Title Registration | A$2,400 |
| Total Upfront Cash Required (20% Deposit + Duty) | A$72,960 |
| Monthly Principal & Interest (25Y @ 6.15%) | A$1,464 / month |
| Total Interest Payable Over Loan Term | A$215,153 |