¥28,000,000 Stamp Duty & Mortgage Calculator in Osaka (2026)
Purchasing a ¥28,000,000 property in Osaka, Japan incurs ¥840,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥5,600,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥93,640/month.
Monthly Repayment (25Y)
¥93,640/mo
Loan: ¥22,400,000 @ 1.88%
Stamp Duty / BSD / DLD
¥840,000
3.00% Effective Duty
20% Deposit
¥5,600,000
+ Legal: ¥350,000
Total Upfront Cash
¥6,790,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Osaka)
| Property Purchase Price | ¥28,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥840,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥6,790,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥93,640 / month |
| Total Interest Payable Over Loan Term | ¥5,692,059 |