A$1,000,000 Stamp Duty & Mortgage Calculator in New South Wales (Sydney) (2026)
Purchasing a A$1,000,000 property in New South Wales (Sydney), Australia incurs A$42,000 in New South Wales (NSW) Transfer Stamp Duty (4.20%) plus A$2,400 in legal/registration fees. With a 20% deposit (A$200,000) and a 25-year home loan at 6.15%, your monthly repayment is A$5,228/month.
Monthly Repayment (25Y)
A$5,228/mo
Loan: A$800,000 @ 6.15%
Stamp Duty / BSD / DLD
A$42,000
4.20% Effective Duty
20% Deposit
A$200,000
+ Legal: A$2,400
Total Upfront Cash
A$244,400
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (New South Wales (Sydney))
| Property Purchase Price | A$1,000,000 |
| New South Wales (NSW) Transfer Stamp Duty | A$42,000 |
| Conveyancing, Legal & Title Registration | A$2,400 |
| Total Upfront Cash Required (20% Deposit + Duty) | A$244,400 |
| Monthly Principal & Interest (25Y @ 6.15%) | A$5,228 / month |
| Total Interest Payable Over Loan Term | A$768,404 |
Compare Other Property Prices in New South Wales (Sydney)
A$900,000 in New South Wales (Sydney)A$920,000 in New South Wales (Sydney)A$940,000 in New South Wales (Sydney)A$960,000 in New South Wales (Sydney)A$980,000 in New South Wales (Sydney)A$1,020,000 in New South Wales (Sydney)A$1,040,000 in New South Wales (Sydney)A$1,060,000 in New South Wales (Sydney)A$1,080,000 in New South Wales (Sydney)A$1,100,000 in New South Wales (Sydney)