¥146,000,000 Stamp Duty & Mortgage Calculator in Kyoto (2026)
Purchasing a ¥146,000,000 property in Kyoto, Japan incurs ¥4,380,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥29,200,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥488,267/month.
Monthly Repayment (25Y)
¥488,267/mo
Loan: ¥116,800,000 @ 1.88%
Stamp Duty / BSD / DLD
¥4,380,000
3.00% Effective Duty
20% Deposit
¥29,200,000
+ Legal: ¥350,000
Total Upfront Cash
¥33,930,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Kyoto)
| Property Purchase Price | ¥146,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥4,380,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥33,930,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥488,267 / month |
| Total Interest Payable Over Loan Term | ¥29,680,024 |