HK$8,450,000 Stamp Duty & Mortgage Calculator in Kowloon (Tsim Sha Tsui & West Kowloon) (2026)
Purchasing a HK$8,450,000 property in Kowloon (Tsim Sha Tsui & West Kowloon), Hong Kong incurs HK$316,875 in Hong Kong Ad Valorem Stamp Duty (AVD) (3.75%) plus HK$15,000 in legal/registration fees. With a 20% deposit (HK$1,690,000) and a 25-year home loan at 4.12%, your monthly repayment is HK$36,131/month.
Monthly Repayment (25Y)
HK$36,131/mo
Loan: HK$6,760,000 @ 4.12%
Stamp Duty / BSD / DLD
HK$316,875
3.75% Effective Duty
20% Deposit
HK$1,690,000
+ Legal: HK$15,000
Total Upfront Cash
HK$2,021,875
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Kowloon (Tsim Sha Tsui & West Kowloon))
| Property Purchase Price | HK$8,450,000 |
| Hong Kong Ad Valorem Stamp Duty (AVD) | HK$316,875 |
| Conveyancing, Legal & Title Registration | HK$15,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | HK$2,021,875 |
| Monthly Principal & Interest (25Y @ 4.12%) | HK$36,131 / month |
| Total Interest Payable Over Loan Term | HK$4,079,360 |