AED 1,200,000 Stamp Duty & Mortgage Calculator in Dubai (2026)
Purchasing a AED 1,200,000 property in Dubai, United Arab Emirates incurs AED 48,000 in Dubai Land Department (DLD 4%) / Municipality Registration (4.00%) plus AED 4,200 in legal/registration fees. With a 20% deposit (AED 240,000) and a 25-year home loan at 4.45%, your monthly repayment is AED 5,309/month.
Monthly Repayment (25Y)
AED 5,309/mo
Loan: AED 960,000 @ 4.45%
Stamp Duty / BSD / DLD
AED 48,000
4.00% Effective Duty
20% Deposit
AED 240,000
+ Legal: AED 4,200
Total Upfront Cash
AED 292,200
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Dubai)
| Property Purchase Price | AED 1,200,000 |
| Dubai Land Department (DLD 4%) / Municipality Registration | AED 48,000 |
| Conveyancing, Legal & Title Registration | AED 4,200 |
| Total Upfront Cash Required (20% Deposit + Duty) | AED 292,200 |
| Monthly Principal & Interest (25Y @ 4.45%) | AED 5,309 / month |
| Total Interest Payable Over Loan Term | AED 632,635 |