宮城県 (仙台)・7400万円の不動産購入諸費用＆住宅ローン返済額 (2026年)
Purchasing a ¥74,000,000 property in Miyagi (Sendai), Japan incurs ¥2,220,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥14,800,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥247,478/month.
Monthly Repayment (25Y)
¥247,478/mo
Loan: ¥59,200,000 @ 1.88%
Stamp Duty / BSD / DLD
¥2,220,000
3.00% Effective Duty
20% Deposit
¥14,800,000
+ Legal: ¥350,000
Total Upfront Cash
¥17,370,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Miyagi (Sendai))
| Property Purchase Price | ¥74,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥2,220,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥17,370,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥247,478 / month |
| Total Interest Payable Over Loan Term | ¥15,043,300 |
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