宮城県 (仙台)・12000万円の不動産購入諸費用＆住宅ローン返済額 (2026年)
Purchasing a ¥120,000,000 property in Miyagi (Sendai), Japan incurs ¥3,600,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥24,000,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥401,315/month.
Monthly Repayment (25Y)
¥401,315/mo
Loan: ¥96,000,000 @ 1.88%
Stamp Duty / BSD / DLD
¥3,600,000
3.00% Effective Duty
20% Deposit
¥24,000,000
+ Legal: ¥350,000
Total Upfront Cash
¥27,950,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Miyagi (Sendai))
| Property Purchase Price | ¥120,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥3,600,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥27,950,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥401,315 / month |
| Total Interest Payable Over Loan Term | ¥24,394,540 |
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