京都府 (Kyoto)・7000万円の不動産購入諸費用＆住宅ローン返済額 (2026年)
Purchasing a ¥70,000,000 property in Kyoto, Japan incurs ¥2,100,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥14,000,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥234,100/month.
Monthly Repayment (25Y)
¥234,100/mo
Loan: ¥56,000,000 @ 1.88%
Stamp Duty / BSD / DLD
¥2,100,000
3.00% Effective Duty
20% Deposit
¥14,000,000
+ Legal: ¥350,000
Total Upfront Cash
¥16,450,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Kyoto)
| Property Purchase Price | ¥70,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥2,100,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥16,450,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥234,100 / month |
| Total Interest Payable Over Loan Term | ¥14,230,149 |