兵庫県 (神戸)・14300万円の不動産購入諸費用＆住宅ローン返済額 (2026年)
Purchasing a ¥143,000,000 property in Hyogo (Kobe), Japan incurs ¥4,290,000 in 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) (3.00%) plus ¥350,000 in legal/registration fees. With a 20% deposit (¥28,600,000) and a 25-year home loan at 1.88%, your monthly repayment is ¥478,234/month.
Monthly Repayment (25Y)
¥478,234/mo
Loan: ¥114,400,000 @ 1.88%
Stamp Duty / BSD / DLD
¥4,290,000
3.00% Effective Duty
20% Deposit
¥28,600,000
+ Legal: ¥350,000
Total Upfront Cash
¥33,240,000
Deposit + Stamp Duty + Legal
Itemized Stamp Duty & Mortgage Breakdown (Hyogo (Kobe))
| Property Purchase Price | ¥143,000,000 |
| 不動産取得税・登録免許税 (Real Estate Acquisition & Registration Tax) | ¥4,290,000 |
| Conveyancing, Legal & Title Registration | ¥350,000 |
| Total Upfront Cash Required (20% Deposit + Duty) | ¥33,240,000 |
| Monthly Principal & Interest (25Y @ 1.88%) | ¥478,234 / month |
| Total Interest Payable Over Loan Term | ¥29,070,161 |